Monthly Tender Current Month Pool Closes in:
00d : 00h : 00m : 00s
S
SafuEarth
Tender Pool: $42.8M / $60M Locked
⚡ Group Pool: 71% Filled 71 / 100 Borrowers Registered

Only 29 spots remaining before this month's lender auction closes.

Wholesale Mortgage Rates

Pay Less on Your Mortgage.
Get Group-Discounted Rates.

We pool 100 home loans together to unlock bank discounts you can’t get on your own. Lower variable rates, up to $4,000 cashback, and $0 ongoing fees.

📉 Lower
Interest Rates
💰 Cashback
Direct from Bank
🛡️ $0 Fee
100% Free to Join
✓ 100% Independent: Loans are never merged. Everyone remains individually responsible for their own mortgage.
✓ Zero Obligation: You decide whether to proceed only after reviewing the final formal lender proposal.

Join the Group Tender Pool

Takes 60 seconds • No credit checks • 100% Free

Month-End Cutoff
Mortgage #1
Frequently Asked Questions

Got Questions? We’ve Got Answers.

Everything you need to know about our collective refinancing model.

Q: Can I submit multiple properties (e.g. Home + Investment)?

Yes. You can click the "+ Add Another Mortgage" button to register both your primary home and any residential investment properties in the same application to qualify for multi-property portfolio discounts.

Q: Are our mortgages merged, or do we become co-guarantors?

Absolutely not. Your loan, property title, and mortgage contract remain 100% individual and independent. There is zero joint liability or cross-guarantee. We only pool our collective volume numbers to negotiate bulk wholesale discounts with the banks.

Q: Is there any fee or cost to join SafuEarth?

No. It is 100% free for all borrowers. We never charge you any sign-up or registration fees. Our platform operates via corporate partnership arrangements with participating lenders and licensed wholesale panels.

Q: Am I obligated to switch banks if I submit this form?

Zero obligation. Registering your interest simply secures your position in this month's tender pool. Once the formal group discount offer is presented by the winning lender, you have full freedom to proceed or stay with your current bank.

Q: Who will see my personal and financial documents?

SafuEarth only collects high-level loan metrics for aggregate volume calculations. When you choose to finalize your loan, all formal identity verification and income documentation are submitted directly and securely to the licensed lender/credit specialist handling your file.

Have Questions? Contact Us

Need more details on how the collective refinance tender works or want to discuss a specific loan structure? Get in touch with our coordinating team directly.

✉ info@safuearth.com.au
📍
Level 1, 9 The Esplanade
Perth, WA 6000